SHORT-TERM SME FUNDING

WORKING CAPITAL IN DAYS, NOT MONTHS

Your cash is stuck in unpaid invoices or lumpy sales while suppliers and payroll won't wait. We arrange short-term funding to close that gap, matched to your business, not sprayed at every lender.

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WHAT WE ARRANGE

THE RIGHT INSTRUMENT FOR YOUR PROBLEM

Different cash problems need different funding. We pick the one that fits, and costs you least.

salaries & other expenses

Term Loans

Term loans based on your books and credit history. Use this money to pay salaries and other expenses

Best for: service providers.

RECEIVABLES

Invoice Discounting & Factoring

Turn unpaid B2B invoices into cash now instead of waiting 30–90 days for your customers to pay.

Best for: trading, contracting and wholesale selling on credit terms.

REVENUE

Revenue-Based Funding

Draw against sales you can already see coming. Repayments flex with your revenue.

Best for: e-commerce, restaurants and clinics with steady card or platform income.

POINT OF SALE

POS & Term Finance

A lump sum for a specific need, stock, equipment, a one-off order — repaid over a fixed term.

Best for: a clear, one-time funding need with predictable repayment.

WHICH ONE FITS YOU

A QUICK WAY TO TELL

You need a fixed sum for a one-off purchase

Term finance

Your money is tied up in unpaid B2B invoices

Invoice Discounting

You have steady card or online sales but lumpy cash

Revenue-based funding

You're not sure — that's normal

Tell us, we'll match it in 48 hours
do you qualify?

MOST FUNDERS WANT TO SEE THREE THINGS.

We'll check your fit before you apply, so you don't burn your record with rejections.

  • A trading history behind you — usually around two years
  • Healthy annual turnover for your size of business
  • Clean bank conduct — no returned cheques or defaults

Not there yet? We'll tell you exactly what's blocking you and how to fix it — often in a single conversation.

NO COST. NO OBLIGATION.

FIND OUT WHAT YOU QUALIFY FOR

Send us your numbers. Within 48 hours you'll know which funder, which product, how much, and at what cost — or an honest not-yet.

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